0% Finance


Bike Finance

We’ll be the first to admit that cycling is not the cheapest hobby. If you have your mind set on a new bike over £1999 we can help you spread the cost with 0% finance up to 4 years with zero deposit.

Finance is available on bikes that are not on SALE.
OVER 12, 18, 24, 36, 48, MONTHS


Who is eligible for finance?

To apply for finance you must be:

•  At least 18 years or older
•  A permanent UK resident
•  In regular employment

What happens if my application is declined?

If your application is declined you will have the option of choosing an alternative method of payment.

Can I have my order delivered to a different address?

Orders paid by finance can only be shipped to the same billing address as your finance application.

We cannot send your purchase to a different delivery address.

How will I know what is available for finance?

All bikes over £1999 will  be available on finance 

How to apply for finance

Simply go to the product page of the product you would like to purchase and click the 'more details' button


To apply in store, you will need your bank details and a chip and pin debit or credit card to pay the deposit. On occasion our finance provider may request additional proof of identity, such as a recent utility bill or driving license.


Finance is subject to status. Applicants are required to be at least 18 years old, employed and UK resident for the last 3 years to qualify.

Home delivery orders, paid with finance, can only be shipped to the address used in the finance application.

Customers using our Click & Collect service will be required to present 2 forms of ID when collecting orders from the Store.

 One of either - 

•   Current UK full driving licence
•   Valid Passport supported by a work/residence permit if a non EEA passport, expiring no less than 2 months after the agreement is due to end.

And one of these - 

•   Utility bill, credit card/bank statement dated within the last 3 months.
•   Mobile phone bills are not acceptable.

We are unable to offer Finance in conjunction with Ride-to-Work, Cyclescheme and Bike services.

We reserve the right to withdraw finance on certain products. Details are available upon request.

Please note that stock will not be allocated until the application has been completed and the deposit if any has been received.

www.asacycles.co.uk is a site operated by ASA Cycles Limited. ASA Cycles Limited is registered in England and Wales under company number 10533532, VAT number 262190322 and its registered office is at Unit 3 Viking Business Centre,High Street, Woodville, Swadlincote, DE11 7EH. ASA Cycles Limited trading name is ASA Cycles, and we sell and supply bicycles and bicycle equipment, clothing and accessories in the course of our trade and business. ASA Cycles can be contacted in writing at the address above, by telephone on (01283) 222211 or by e-mail at sales@asacycles.co.uk